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Saturday, September 20, 2008

Really Good Mortgage News - REALLY!!

When you read this you’re going to think it sounds too good to be true.

We all hear about mortgage interest rates going up and down. In recent weeks there has been a rather significant dip. I began to wonder if there was an easy way to refinance from 6.75% to the current much lower rates. I called my lender (Wells Fargo) and asked a flurry of questions, to which all the answers were “yes.”

I was told I could refinance whenever I liked with no fees, no closing costs, no cost at all. I could refinance now, and again next month, or next year, or next week if rates changed again – as many times as I wanted. He asked me all the relevant questions about employment, income, etc. and processed the application in just a few minutes. The approval was given instantly and they’ll send me the paperwork to sign and have notarized.

The bottom line? I’m saving $195 per month in interest just because I asked. In my book – that’s big!!! I feel like I just found $195 in last winter’s coat pocket. So many things I’d rather do with $195!!

Call your lender now, so you don’t spend a penny on interest that you don’t have to. I hope your lender is as friendly as mine.

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Saturday, May 24, 2008

Charming Tiverton

One of the nicest places I've discovered is the southern part of Tiverton which borders Little Compton.

I was so taken with the efforts to preserve the natural beauty that for the past several years I have become a supporter of the Tiverton Land Trust.



If you decide to take a drive to the phenomonal and great shopping area called Tiverton Four Corners, you will pass right by The Pardon Gray Farm, 230 acres of preserved land saved as open space.

This farm is adjacent to the 550 acre Weetamoo Woods. The farm contains many colonial artifacts, the Gray family historic cemetery, and original stone walls.



Pardon Gray provided food and supplies to the 1,500 Revolutionary Army troops that were camped at Fort Barton, just a few miles north, also in Tiverton. Quite an historic place.

And if you are into serene settings and waterfront homes with meadows and stone walls sweeping down to the sea, we have just the house for you.

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Jamestown, RI
401.423.3440
Narragansett, RI
401.789.6666
Newport, RI
401.848.2101
Watch Hill, RI
401.348.1999
Photography by Dallas Molerin

Lila Delman is a waterfront property, ocean view real estate, upscale home, and luxury property realtor in Rhode Island.